Steve Wisemiller,CRS

Arlington Virginia Real Estate Statistics 2012

Steve Wisemiller,CRS — Sat, 11 Feb 2012 18:51:00 GMT

Buying?....Selling?..or just friendly advice. Call Steve for all your Arlington Real Estate needs. Arlington Resident...Arlington Realtor...17 years experience www.stevesellsarlingtonva.com Click link below for January 2012 Real Estate stats for Arlington....(read more)

Arlington Va Real Estate...

Steve Wisemiller,CRS — Fri, 10 Feb 2012 19:13:00 GMT

Steve knows Arlington, Va......16+ years experience Arlington Resident....Arlington Realtor Buying...Selling..or Just Friendly Advice.....call Steve * Buying * Selling * Leasing * Investments * 1031 Tax Exchanges * Special Incentives for Military, Seniors...(read more)

Estate Sale Home In North Arlington...OPEN SUNDAY 1/16/2011

Steve Wisemiller,CRS — Fri, 14 Jan 2011 21:07:00 GMT

A Bargain price for this home...Minutes to Metro, Schools, Shopping and Parks!!! Click link http://arlingtonestatesalehome.novahomeexpert.com RE/MAX Allegiance, EHO Steve Wisemiller,CRS www.soldbysteve.net steve@soldbysteve.net 703-568-9625...(read more)

Open House in Arlington Va on Sunday

Steve Wisemiller,CRS — Fri, 14 Jan 2011 21:05:00 GMT

Berkshire, Arlington - We invite everyone to visit our open house at 6617 Little Falls Rd Arlington, Va on January 16 from 1:00 AM to 4:00 AM.

Property information

Arlington Virginia December Market Statistics

Steve Wisemiller,CRS — Wed, 05 Jan 2011 20:20:00 GMT

The Arlington Housing Market is chugging Along. Click link for latest stats http://www.rbintel.com/statistics/arlington-county-va Visit my home info center www.stevesellsarlingtonva.com Steve Wisemiller, CRS, ABR www.soldbysteve.net steve@soldbysteve.net...(read more)

Short Sale or Foreclosure..Myths Revealed!

Steve Wisemiller,CRS — Wed, 05 Jan 2011 20:09:00 GMT

5 New Short Sale Myths - Busted! C ommon short sale myths once evidenced widespread confusion about what a short sale is - mostly misconceptions that they are quick, or faster than “normal” real estate transactions. In reality, the “short”...(read more)

Everything Real Estate in Arlington, Va

Steve Wisemiller,CRS — Tue, 02 Nov 2010 18:46:00 GMT

Visit this exciting web site. Things to do, Places to see and Real Estate Information for Arlington Va www.americantowns.com/va/arlington Steve Wisemiller, CRS RE/MAX Allegiance www.soldbysteve.net steve@soldbysteve.net...(read more)

Has the Housing Market Reached Bottom?

Steve Wisemiller,CRS — Sat, 16 Oct 2010 18:02:00 GMT

Daily Real Estate News | October 12, 2010 | addthis_pub = 'rmostaff'; addthis_logo = 'http://www.addthis.com/images/yourlogo.png'; addthis_logo_background = 'EFEFFF'; addthis_logo_color = '666699'; addthis_brand = ''; addthis_options = 'delicious, digg,...(read more)

Foreclosure Freeze in Arlington, Va 22207

Steve Wisemiller,CRS — Sat, 16 Oct 2010 17:47:00 GMT

. What is robo-signing is, and what all the fuss is about? The phrase robo-signing refers to what we’re now realizing has been a very common practice in the banks’ foreclosure document processing divisions, where one person was essentially...(read more)

Arlington County Virginia Fair

Steve Wisemiller,CRS — Wed, 11 Aug 2010 19:54:00 GMT

Come one..Come All!!! Lot's of fun at The Arlington County Fair. http://arlingtoncountyfair.us/index.html For all your Real Estate needs...... Search the local market www.homesdatabase.com/stevewisemiller Steve Wisemiller,CRS RE/MAX Allegiance www.soldbysteve.net...(read more)

Arlington Virginia Market Statistics for June 2010

Steve Wisemiller,CRS — Sat, 10 Jul 2010 04:10:00 GMT

The Arlington market is still chugging along. Click link below to view the June Statistics http://www.mris.com/reports/stats/route.cfm Visit my Home Information Center. Free MLS and Foreclosure Search www.soldbysteve.net RE/MAX Allegiance, EHO Steve Wisemiller,CRS...(read more)

Miss the tax credit....no problem

Steve Wisemiller,CRS — Thu, 08 Jul 2010 18:51:00 GMT

Top 5: Why You Should Buy a Home Now...Even after the Tax Credit Why You Should Buy a Home Now…Even after the Tax Credit While much press coverage has been given to the recent first-time and move-up buyer tax credit, there are many time-sensitive...(read more)

Arlington County Farmers Markets

Steve Wisemiller,CRS — Thu, 08 Jul 2010 18:28:00 GMT

It's that time of the year again. Fresh produce at it's finest. Visit a local farmers market and enjoy. Visit my home information center for all your Arlington real estate needs. www.stevesellsarlingtonva.com Here is a list of local Arlington...(read more)

How is your credit rating..? Take the quiz

Steve Wisemiller,CRS — Wed, 07 Jul 2010 18:19:00 GMT

Do you Have Above-Average Credit?

Market Issues by Jeff Mandel and Marlin Brandt Print Article

RISMEDIA, July 11, 2009-Forty-two percent of U.S. consumers have credit scores between 550 and 699. As a result, these consumers typically don’t qualify for preferred interest rates and, depending on their overall credit profile, they may not even qualify for certain loans and credit cards. The primary challenge is that most consumers don’t understand what impacts their credit profile and, more importantly, don’t know what actions they can take to help improve it. This short quiz will help test how much you know about your credit profile and how it works.

1. To have the best credit profile impact, what is the maximum amount of your monthly credit line you should use?
a) 70%
b) 30%
c) 50%

2. What is the top contributing factor to what makes a good credit score?
a) Length of credit history
b) Amounts you owe
c) Payment history

3. If you pay 2% each month on your credit card (typical minimum payment), when will you pay off a $3,000 balance at 10% interest?
a) 18 years
b) 6 years
c) 3 years

4. After paying off a high-interest credit card, you should:
a) Continue using it occasionally
b) Close the account
c) Use the full amount of available credit every month

5. Applying for credit cards in order to just receive a free sign-up gift (t-shirts, mugs, etc.) has no impact on my credit profile?
True or False

6. Rewards points on credit cards are a good deal when:
a) I get cash back
b) I get free airline tickets
c) I carry no balance each month

7. To have a credit score, I must have at least one creditor reporting activity on my credit report for:
a) 12 months
b) 8 months
c) 6 months

8. Credit bureaus that manage your personal credit report data and credit scores are a:
a) Government entity
b) Non-profit agency
c) Regular business corporation

9. Banks and credit card companies think you are credit-worthy by how many credit offers you receive by mail?
True or False

10. Credit scores are used by lenders mainly to:
a) Tell how I compare to other consumers
b) Tell if I make my payments on time
c) Predict the likeliness that I will repay my loan on time

Answers: 1 – c, 2 – c, 3 – a, 4 – a, 5 – False, 6 – c, 7 – c, 8 – c, 9 – False, 10 – c

If you find you answered more than half of these questions wrong, you’re not alone. In a survey, we found that the majority of consumers do not know the answers to these and similar types of questions. On average, U.S. consumers have a total of 13 credit obligations on their credit report. These include installment loans (auto loans, mortgage loans, student loans, etc.) and credit cards (such as department store charge cards, gas cards, or bank cards). As a result of the numerous outstanding credit obligations, combined with the lack of proper knowledge and guidance about what impacts their credit profile, the average U.S. consumer ends up spending thousands of dollars on unnecessary interest expenses.

The good news is that it’s not too late. With a good understanding and proper guidance of how credit works, consumers can learn how to effectively manage their personal credit profile. Improvements can be obtained fairly rapidly with credit coaching services and the proper changes (no more trial-and-error stuff). Our survey group of customers who participated in a credit optimization and coaching service saw their credit scores increase by an average of 30 points in just four months as a result of more effectively managing their credit. More than ever, every responsible consumer should proactively evaluate, optimize and protect their credit before they have a required credit need or an issue arises.

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Paying for Foreclosure Search Listing

Steve Wisemiller,CRS — Tue, 06 Jul 2010 04:47:00 GMT

Notice how many foreclosure search sites there are and how much they are charging.
A lot of times this information is inadequate or out of date...frustating
The information you are being chaged for you can receive free.

Visit my web site www.soldbysteve.net and click on my foreclosure search link. You will find
free information for contact numbers to REO properties, HUD foreclosures and lot's of resources to enlighten your investment parameters. There is no registration required. I also have the link for a great resource called "The Listing Book" You can personalize your home search in real time and it is interactive. View virtual tours, maps and community information.

Good Luck,

Steve Wisemiller
www.soldbysteve.net